Raining

If a low-lying area near a river near you usually gets about 50 inches of rain a year, you might think "Well, that is about 1 inch per week, so that won't cause any flooding". But, nature doesn't think the same way, and often a large percentage of a year's precipitation can fall in a major storm, in a single day. Your river might not react much to a 1 inch rain, but things might be much different...