It is widely recognized that urbanization can affect ecological conditions in aquatic systems; numerous studies have identified impervious surface cover as an indicator of urban intensity and as an index of development at the watershed, regional, and national scale. Watershed percent imperviousness, a commonly understood urban metric was used as the basis for a generalized watershed disturbance metric that, when applied in conjunction with weighted percent agriculture and percent grassland, predicted stream biotic conditions based on Ephemeroptera, Plecoptera, and Trichoptera (EPT) richness across a wide range of environmental settings. Data were collected in streams that encompassed a wide range of watershed area (4.4-1,714 km), precipitation (38-204 cm/yr), and elevation (31-2,024 m) conditions. Nevertheless the simple 3-landcover disturbance metric accounted for 58% of the variability in EPT richness based on the 261 nationwide sites. On the metropolitan area scale, relationship r ranged from 0.04 to 0.74. At disturbance values 15. Future work may incorporate watershed management practices within the disturbance metric, further increasing the management applicability of the relation. Such relations developed on a regional or metropolitan area scale are likely to be stronger than geographically generalized models; as found in these EPT richness relations. However, broad spatial models are able to provide much needed understanding in unmonitored areas and provide initial guidance for stream potential.