Human Capital

Federal Long Term Care (LTC) Insurance Program

Key LTC Facts

  • LTC is insurance that provides for services that help with activities of daily living or severe cognitive impairment
  • You must apply and be approved before you can enroll
  • Qualified family members are parents, parents-in-law, stepparents of living eligible employees, adult children (at least 18 years old), and domestic partners
  • Premiums are based on age and benefits options you select
  • You pay the full cost of the premium, the government does not pay a share


General Information








Contact a Certified Long Term Care Consultant at 1-800-582-3337 (TTY Line: 1-800-843-3557)

LTC Consultants are available Monday through Friday from 8:00 A.M. until 6 P.M., Eastern Time. You can also send a secure email online.


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