HAZUS 99 estimated annualized earthquake losses for the United States

Recent earthquakes around the world show a pattern of steadily increasing damages and losses. The increases are due primarily to two factors: 1) significant growth in urban areas that are prone to earthquakes; and 2) the vulnerability of the older building stock, even buildings that were constructed within the past twenty years. In the United States, earthquake risk has grown substantially with development, while the earthquake hazard has remained relatively constant.

To understand the hazard, we study earthquake characteristics and locales in which they occur. To understand risk, we must include characteristics of the built environment in the locales where earthquakes occur, and we must assess potential damages to the built environment and the people who use it. That is a complex undertaking and one this study intends to advance.

It is important to estimate the varying degrees of seismic risk throughout the United States because we need that understanding in order to make informed decisions on mitigation policies, priorities, strategies and funding levels—in both the public and private sectors. We can reduce earthquake losses to older buildings by rehabilitating them, and we can reduce earthquake losses in new buildings by applying seismic codes to their design and construction. However, decisions to spend money on either of those solutions require evidence of risk. In the absence of a nationally accepted criterion and methodology for comparing seismic risk across regions, a consensus on optimal mitigation approaches has been difficult to reach.

We are all aware of regions with high hazard and high risk, such as Los Angeles, but there is growing recognition that some regions with low seismic hazard actually have high seismic risk, as is the case in New York City and Boston. This risk results, in part, from concentrations of buildings and infrastructure built without use of seismic codes or provisions. Additionally, mitigation policies and practices in the public and private sectors may not have been adopted because a community’s earthquake risk was not clearly demonstrated, and neither was the value of mitigation measures in reducing that risk.

The low hazard/high risk problem exists in a number of areas in the U.S., where the infrequency of damaging earthquakes has been interpreted, wrongly, as lack of risk. While earth scientists work to increase knowledge about the hazard throughout the United States, structural engineers and other professionals work to enumerate the many factors that comprise risk.

This study is one result of that endeavor. It is based on loss estimates generated by Hazards U.S. (HAZUS), a Geographic Information System (GIS)- based earthquake loss estimation tool, developed by the Federal Emergency Management Agency (FEMA) in cooperation with the National Institute of Building Sciences (NIBS). The HAZUS tool provides an approach to quantifying future earthquake losses that is national in scope, uniform in application, and comprehensive in its coverage of the built environment.