An option is to contact the State of Hawaii Department of Commerce and Consumer Affairs.
The USGS Lava-Flow Hazard Zone Map is meant to convey relative volcanic hazard rather than risk.
A volcanic hazard is a destructive event that can occur in a given area or location, such as a lava flow or a volcanic earthquake, along with the probability of the event's occurrence. It is important to be aware of and understand the hazard, but, in a practical sense, nothing can be done to reduce the hazard itself. Volcanic eruptions and earthquakes are beyond human control.
Risk is the hazard multiplied by the vulnerability (the proportion of some resource, like people or land likely to be affected if the event occurs) multiplied, in turn, by the value (lives or property threatened). In shorthand: Risk = Hazard x Vulnerability x Value.
Risk can be mitigated, meaning that people can take actions to reduce their risk to a particular hazard. Risk assessment and mitigation involve social scientists who have expertise in determining “value” and “vulnerability” as defined in the above formula.
A published study indicating the relative risk of lava inundation in Zones 1 and 2 is not available at this time, so inquiries or complaints about increased rates should go to the respective insurance or mortgage companies.
Learn more: Hawaiian Volcano Observatory Frequently Asked Questions and Answers about Lava-Flow Hazards
Related Content
What is the difference between "magma" and "lava"?
Scientists use the term magma for molten rock that is underground and lava for molten rock that breaks through the Earth's surface.
What health hazards are posed by vog (volcanic smog)?
Vog poses a health hazard by aggravating preexisting respiratory ailments. Sulfur dioxide (SO2) gas can irritate skin and the tissues and mucous membranes of the eyes, nose, and throat, and can penetrate airways, producing respiratory distress in some individuals. Aerosol particles in vog can also penetrate deep into human lungs and, at elevated levels, can induce symptoms of asthma. Physical...
Why is an area freshly covered by lava designated as Zone 2 on the lava-flow hazard map, while another area not recently threatened by lava is designated as Zone 1?
Lava-flow hazard zones on Hawai'i Island reflect the long-term hazard of lava flows, not the short term hazard. Rate of lava coverage—not how recently lava covered an area—is the basis of long-term lava flow hazard. Zone 1: "Includes the summits and rift zones of Kīlauea and Mauna Loa (left) where vents have been repeatedly active in historic time." These areas are the most dangerous because all...
Will the Hawai'i lava-flow hazard zone map be revised?
The Map Showing Lava-Flow Hazard Zones on Hawai'i Island reflects long-term lava-flow hazards based on geologic data: the behavior of Hawaiian volcanoes over decades to centuries, the distribution and ages of lava flows and volcanic vents, the structure of the volcano, and topography. The map will not be revised until the geologic processes/structures/topography of the volcanoes change enough to...
Is the Hawai'i lava-flow hazard zone map still accurate?
Yes, the Map Showing Lava-Flow Hazards Zones on Hawai'i Island is still accurate. It was most recently revised in 1992. The map is intended to communicate long-term lava-flow hazards, rather than short-term hazards, which can change daily during periods of eruptive activity. Hazard assessments are based on the assumption that future eruptions will be similar to those in the past. For the past 200...
How were the Hawai’i lava-flow hazard zones determined?
The hazard zones for Hawai'i Island are based on: The locations of probable eruption sites (which are based on past eruption sites) The likely paths of lava flows erupted from those sites (based on topography and the paths of previous lava flows) The frequency of lava flow inundation of an area over the past several thousand years. The hazard zones also take into account structural and topographic...
How hot is a Hawaiian volcano?
Very hot!! Here are some temperatures recorded at different times and locations: The eruption temperature of Kīlauea lava is about 1,170 degrees Celsius (2,140 degrees Fahrenheit). The temperature of the lava in the tubes is about 1,250 degrees Celsius (2,200 degrees Fahrenheit). The tube system of episode 53 (Pu'u O'o eruption) carried lava for 10 kilometers (6 miles) from the vent to the sea...
Do earthquakes large enough to collapse buildings and roads accompany volcanic eruptions?
Not usually. Earthquakes associated with eruptions rarely exceed magnitude 5, and these moderate earthquakes are not big enough to destroy buildings and roads. The largest earthquakes at Mount St. Helens in 1980 were magnitude 5, large enough to sway trees and damage buildings, but not destroy them. During the huge eruption of Mount Pinatubo in the Philippines in 1991, dozens of light to moderate...
What was the most destructive volcanic eruption in the history of the United States?
The May 18, 1980 eruption of Mount St. Helens (Washington) was the most destructive in the history of the United States. Novarupta (Katmai) Volcano in Alaska erupted considerably more material in 1912, but owing to the isolation and sparse population of the region, there were no human deaths and little property damage. In contrast, the eruption of Mount St. Helens caused loss of lives and...
Where is the largest active volcano in the world?
Rising gradually to more than 4 km (2.5 mi) above sea level, Hawaii’s Mauna Loa is the largest active volcano on our planet. Its submarine flanks descend to the sea floor an additional 5 km (3 mi), and the sea floor in turn is depressed by Mauna Loa's great mass another 8 km (5 mi). This makes the volcano's summit about 17 km (10.5 mi) above its base! Learn more: USGS Hawaiian Volcano Observatory
A decade of geodetic change at Kīlauea’s summit—Observations, interpretations, and unanswered questions from studies of the 2008–2018 Halemaʻumaʻu eruption
Preliminary analyses of volcanic hazards at Kīlauea Volcano, Hawai‘i, 2017–2018
The lava flow that came to Hilo—The 1880–81 eruption of Mauna Loa volcano, Island of Hawai‘i
Undocumented late 18th- to early 19th-century volcanic eruptions in the Southwest Rift Zone of Kīlauea Volcano, Hawai‘i
2018 update to the U.S. Geological Survey national volcanic threat assessment
Characteristics of Hawaiian volcanoes
The ongoing Puʻu ʻŌʻō eruption of Kīlauea Volcano, Hawaiʻi: 30 years of eruptive activity
Mauna Loa--history, hazards and risk of living with the world's largest volcano
The story of the Hawaiian Volcano Observatory -- A remarkable first 100 years of tracking eruptions and earthquakes
Kilauea— An explosive volcano in Hawai‘i
Eruptions of Hawaiian volcanoes - Past, present, and future
Related Content
- FAQ
What is the difference between "magma" and "lava"?
Scientists use the term magma for molten rock that is underground and lava for molten rock that breaks through the Earth's surface.
What health hazards are posed by vog (volcanic smog)?
Vog poses a health hazard by aggravating preexisting respiratory ailments. Sulfur dioxide (SO2) gas can irritate skin and the tissues and mucous membranes of the eyes, nose, and throat, and can penetrate airways, producing respiratory distress in some individuals. Aerosol particles in vog can also penetrate deep into human lungs and, at elevated levels, can induce symptoms of asthma. Physical...
Why is an area freshly covered by lava designated as Zone 2 on the lava-flow hazard map, while another area not recently threatened by lava is designated as Zone 1?
Lava-flow hazard zones on Hawai'i Island reflect the long-term hazard of lava flows, not the short term hazard. Rate of lava coverage—not how recently lava covered an area—is the basis of long-term lava flow hazard. Zone 1: "Includes the summits and rift zones of Kīlauea and Mauna Loa (left) where vents have been repeatedly active in historic time." These areas are the most dangerous because all...
Will the Hawai'i lava-flow hazard zone map be revised?
The Map Showing Lava-Flow Hazard Zones on Hawai'i Island reflects long-term lava-flow hazards based on geologic data: the behavior of Hawaiian volcanoes over decades to centuries, the distribution and ages of lava flows and volcanic vents, the structure of the volcano, and topography. The map will not be revised until the geologic processes/structures/topography of the volcanoes change enough to...
Is the Hawai'i lava-flow hazard zone map still accurate?
Yes, the Map Showing Lava-Flow Hazards Zones on Hawai'i Island is still accurate. It was most recently revised in 1992. The map is intended to communicate long-term lava-flow hazards, rather than short-term hazards, which can change daily during periods of eruptive activity. Hazard assessments are based on the assumption that future eruptions will be similar to those in the past. For the past 200...
How were the Hawai’i lava-flow hazard zones determined?
The hazard zones for Hawai'i Island are based on: The locations of probable eruption sites (which are based on past eruption sites) The likely paths of lava flows erupted from those sites (based on topography and the paths of previous lava flows) The frequency of lava flow inundation of an area over the past several thousand years. The hazard zones also take into account structural and topographic...
How hot is a Hawaiian volcano?
Very hot!! Here are some temperatures recorded at different times and locations: The eruption temperature of Kīlauea lava is about 1,170 degrees Celsius (2,140 degrees Fahrenheit). The temperature of the lava in the tubes is about 1,250 degrees Celsius (2,200 degrees Fahrenheit). The tube system of episode 53 (Pu'u O'o eruption) carried lava for 10 kilometers (6 miles) from the vent to the sea...
Do earthquakes large enough to collapse buildings and roads accompany volcanic eruptions?
Not usually. Earthquakes associated with eruptions rarely exceed magnitude 5, and these moderate earthquakes are not big enough to destroy buildings and roads. The largest earthquakes at Mount St. Helens in 1980 were magnitude 5, large enough to sway trees and damage buildings, but not destroy them. During the huge eruption of Mount Pinatubo in the Philippines in 1991, dozens of light to moderate...
What was the most destructive volcanic eruption in the history of the United States?
The May 18, 1980 eruption of Mount St. Helens (Washington) was the most destructive in the history of the United States. Novarupta (Katmai) Volcano in Alaska erupted considerably more material in 1912, but owing to the isolation and sparse population of the region, there were no human deaths and little property damage. In contrast, the eruption of Mount St. Helens caused loss of lives and...
Where is the largest active volcano in the world?
Rising gradually to more than 4 km (2.5 mi) above sea level, Hawaii’s Mauna Loa is the largest active volcano on our planet. Its submarine flanks descend to the sea floor an additional 5 km (3 mi), and the sea floor in turn is depressed by Mauna Loa's great mass another 8 km (5 mi). This makes the volcano's summit about 17 km (10.5 mi) above its base! Learn more: USGS Hawaiian Volcano Observatory
- Multimedia
- Publications
A decade of geodetic change at Kīlauea’s summit—Observations, interpretations, and unanswered questions from studies of the 2008–2018 Halemaʻumaʻu eruption
On March 19, 2008, a small explosion heralded the onset of an extraordinary eruption at the summit of Kīlauea Volcano. The following 10 years provided unprecedented access to an actively circulating lava lake located within a region monitored by numerous geodetic tools, including Global Navigation Satellite System (GNSS), interferometric synthetic aperture radar (InSAR), tilt, and gravity. These dPreliminary analyses of volcanic hazards at Kīlauea Volcano, Hawai‘i, 2017–2018
From 2017 to 2018, the U.S. Geological Survey (USGS) Hawaiian Volcano Observatory (HVO) responded to ongoing and changing eruptions at Kīlauea Volcano as part of its mission to monitor volcanic processes, issue warnings of dangerous activity, and assess volcanic hazards. To formalize short-term hazards assessments—and, in some cases, issue prognoses for future activity—and make results discoverablThe lava flow that came to Hilo—The 1880–81 eruption of Mauna Loa volcano, Island of Hawai‘i
The Mauna Loa eruption sequence of 1880–81 consists of two eruptions. The May 1880 eruption in Mokuʻāweoweo at the summit of Mauna Loa lasted just a few days and was followed 6 months later by three lava flows that issued from vents along the Northeast Rift Zone. The November 1880 eruption lasted almost a year and one of its flows nearly reached Hilo Bay.Public reaction in Hilo to the advancing laUndocumented late 18th- to early 19th-century volcanic eruptions in the Southwest Rift Zone of Kīlauea Volcano, Hawai‘i
The historical record of volcanic activity at Kīlauea Volcano on the Island of Hawaiʻi begins with the phreatomagmatic blasts of 1790. Three decades later, in 1823, the first party of non-Hawaiian visitors, organized by the English Reverend William Ellis, reached Kīlauea’s summit. A detailed narrative by Ellis includes an account of an eruption in Kīlauea’s Southwest Rift Zone that occurred shortl2018 update to the U.S. Geological Survey national volcanic threat assessment
When erupting, all volcanoes pose a degree of risk to people and infrastructure, however, the risks are not equivalent from one volcano to another because of differences in eruptive style and geographic location. Assessing the relative threats posed by U.S. volcanoes identifies which volcanoes warrant the greatest risk-mitigation efforts by the U.S. Geological Survey and its partners. This updateCharacteristics of Hawaiian volcanoes
Founded in 1912 at the edge of the caldera of Kīlauea Volcano, HVO was the vision of Thomas A. Jaggar, Jr., a geologist from the Massachusetts Institute of Technology, whose studies of natural disasters around the world had convinced him that systematic, continuous observations of seismic and volcanic activity were needed to better understand—and potentially predict—earthquakes and volcanic eruptiThe ongoing Puʻu ʻŌʻō eruption of Kīlauea Volcano, Hawaiʻi: 30 years of eruptive activity
The Puʻu ʻŌʻō eruption of Kīlauea Volcano is its longest rift-zone eruption in more than 500 years. Since the eruption began in 1983, lava flows have buried 48 square miles (125 square kilometers) of land and added about 500 acres (200 hectares) of new land to the Island of Hawaiʻi. The eruption not only challenges local communities, which must adapt to an ever-changing and sometimes-destructive eMauna Loa--history, hazards and risk of living with the world's largest volcano
Mauna Loa on the Island Hawaiʻi is the world’s largest volcano. People residing on its flanks face many hazards that come with living on or near an active volcano, including lava flows, explosive eruptions, volcanic smog, damaging earthquakes, and local tsunami (giant seawaves). The County of Hawaiʻi (Island of Hawaiʻi) is the fastest growing County in the State of Hawaii. Its expanding populationThe story of the Hawaiian Volcano Observatory -- A remarkable first 100 years of tracking eruptions and earthquakes
The year 2012 marks the centennial of the Hawaiian Volcano Observatory (HVO). With the support and cooperation of visionaries, financiers, scientists, and other individuals and organizations, HVO has successfully achieved 100 years of continuous monitoring of Hawaiian volcanoes. As we celebrate this milestone anniversary, we express our sincere mahalo—thanks—to the people who have contributed to aKilauea— An explosive volcano in Hawai‘i
Kīlauea Volcano on the Island of Hawai‘i, though best known for its frequent quiet eruptions of lava flows, has erupted explosively many times in its history - most recently in 2011. At least six such eruptions in the past 1,500 years sent ash into the jet stream, at the cruising altitudes for today's aircraft. The eruption of 1790 remains the most lethal eruption known from a U.S. volcano. HoweveEruptions of Hawaiian volcanoes - Past, present, and future
Viewing an erupting volcano is a memorable experience, one that has inspired fear, superstition, worship, curiosity, and fascination since before the dawn of civilization. In modern times, volcanic phenomena have attracted intense scientific interest, because they provide the key to understanding processes that have created and shaped more than 80 percent of the Earth's surface. The active Hawaiia - News